Embassy-accepted travel insurance for Nigerian travellers. Schengen, UK, US and UAE compliant — certificate delivered same day, usually within 2 hours of payment.
Fill in the quick form above or send your trip details on WhatsApp. Takes under 2 minutes and there is no obligation.
Our team confirms the right plan for your destination, embassy requirements, duration, and number of travellers.
Pay via bank transfer or card. We confirm your cover immediately once payment is received — no delays.
Your embassy-ready certificate arrives by email and WhatsApp the same day — ready for your visa appointment.
"Lukwings sorted my French visa insurance in under 2 hours. The certificate was accepted at the embassy without any questions. Highly recommend."
"I fell ill in London. Lukwings' team coordinated with the hospital directly. My claim was fully reimbursed within 10 days. Genuinely lifesaving service."
"We took the family plan for our Eid trip to Dubai. Coverage was thorough, pricing was excellent, and the team handled our UAE visas too. Everything flawlessly done."
No — travel insurance does not cover visa refusals. However, trip cancellation cover applies for unforeseen illness, bereavement, or declared emergencies. Visit our Visa Processing service for refusal recovery support.
Most certificates are issued same day — typically within 1–2 hours of payment. For urgent visa appointments, WhatsApp us directly and we will prioritise your order immediately.
Premium and Family plans include COVID-19 medical expenses, mandatory quarantine, and trip cancellation if you test positive before departure. The Basic plan does not include COVID-19 cover.
Yes. All plans meet the minimum Schengen requirement of €30,000 medical cover and are issued by embassy-approved underwriters. Basic, Premium, and Family plans are all fully Schengen compliant.
Contact our 24/7 hotline immediately in a medical emergency — we coordinate with hospitals directly. For reimbursement claims, submit receipts and a completed claim form via WhatsApp. Most claims are resolved within 7–14 working days.
No — cover must be purchased before your departure date and cannot be backdated. Contact us as early as possible and our team will find the fastest solution for your situation.
Get your embassy-accepted certificate today — in as little as 2 hours. Our team is on WhatsApp right now to help you get covered before your departure.